Funding with a clear payoff schedule
A business loan (or working-capital term loan) gives you a set amount up front and a predictable repayment plan — useful when you know the project and want the numbers locked in.
What it is
A lump sum of capital repaid over a fixed term through regular installments. Because the schedule is defined up front, you always know the remaining balance and the cost to pay it off.
Who it’s best for
Owners with a specific, planned use of funds who prefer predictability — a one-time project, an equipment purchase, an expansion, or consolidating a known expense.
Straightforward by design
Receive a lump sum
Funds arrive up front once an offer is accepted and any required documentation clears.
Repay on schedule
Fixed installments over an agreed term, so payments are easy to plan around.
Know your payoff
The balance and total cost are transparent from the start — no surprises at the end.
Where a term loan fits
Not sure a term loan is the right tool?
Checking your options is a soft inquiry that won’t affect your credit score. We’ll compare a loan against a line of credit and revenue-based financing so you can see the tradeoffs.