Questions, answered

No. The initial review is a soft inquiry, which does not affect your credit score and isn’t visible to other lenders. If a funding provider later needs a hard pull or extra documentation to finalize an offer, you should be informed before that step.

Timing depends on the product and how quickly documentation comes together. Many routes move quickly once the file is clean and consistent. We avoid quoting specific approval times because they vary by provider and profile.

Common items include recent business bank statements and basic business details. Some routes or larger amounts may also ask for tax returns or additional records. We’ll tell you exactly what’s relevant for your situation.

No. BizFi Solutions is a funding marketplace and referral service. We help you compare and connect with third-party funding providers; the provider sets the final rates, amounts, and terms.

No. Approval, amounts, and terms are subject to the funding provider’s underwriting and your business profile. We focus on realistic options and won’t promise something we can’t stand behind.

Common baselines are roughly 1+ year in business, around $15k+ in monthly revenue, and credit starting near 525 for many non-bank routes. These aren’t hard cutoffs — strength in one area can offset a gap in another.

Often, yes — structuring matters. Sometimes the right move is a smaller amount, a longer runway, or some cleanup before a larger ask. We’ll be honest about what’s realistic now versus later.

The initial review and call are free, and there’s no obligation to proceed. You only move forward if you accept an offer that works for you.